Our Expertise
Visa: A global leader in financial services and one of the world’s most recognized payment technology companies.
Project: Issuer Risk Key Indicators (IRKI) Modernization Initiative
Project Overview: Visa USA engaged our team to modernize a critical internal system used by over 30,000 member banks to monitor and manage portfolio risk. The Issuer Risk team needed a more scalable, secure, and user-friendly solution to help partner institutions identify high-risk scenarios and benchmark key performance indicators across the financial ecosystem.
The existing platform was outdated, limited in functionality, and unable to meet the growing demand for real-time data access and advanced analytics.
Our Solution:
We delivered a comprehensive, end-to-end modernization of the IRKI platform—handling everything from architecture design to implementation and deployment. The updated system enabled Visa to:
- Collect and process risk data through a secure, web-based interface
- Provide dynamic reporting and visual insights tailored to each institution
- Benchmark risk indicators across peer groups and industry averages
- Enhance system security and data integrity through enterprise-grade encryption and user authentication
- Seamlessly integrate the new solution into Visa’s private corporate network
Throughout the engagement, we maintained a strong focus on usability, performance, and long-term scalability. The result was a robust platform that empowered Visa’s member banks to make more informed, timely risk decisions.
Nicor Gas: Major regional gas utility provider serving the Midwestern United States with comprehensive natural gas production, delivery, and transportation services
Project: Regulatory Compliance and Market Access Information System
Project Overview: Our client faced significant regulatory changes requiring market deregulation and infrastructure sharing with competitive energy providers. The transition from monopoly operations to open market competition demanded new systems to track resource utilization, manage multi-party access to distribution networks, and provide transparent reporting to regulatory bodies and market participants. Legacy systems were not designed to handle competitive market dynamics or third-party access requirements.
Our Solution:
We delivered a comprehensive solution that enabled regulatory compliance while maintaining operational efficiency during the market transition. Our team designed and implemented systems that facilitated fair market access, transparent resource tracking, and seamless communication between all market participants including brokers, competitors, and regulatory exchanges.
Solution Architecture:
- Multi-Party Access Management: Secure system supporting multiple competitive providers
- Resource Utilization Tracking: Real-time monitoring of gas usage, delivery, and storage
- Billing and Exchange Platform: Automated billing system for complex multi-party transactions
- Regulatory Reporting: Comprehensive reporting capabilities for compliance and transparency
- Market Communication Hub: Integrated messaging and data exchange with industry platforms
- Broker Interface: Specialized tools for third-party energy brokers and market participants
Key Deliverables:
- Complete regulatory requirements analysis and system design
- Multi-party billing and transaction processing system
- Resource utilization monitoring and reporting platform
- Third-party broker access and management tools
- Industry exchange integration and communication protocols
- Regulatory compliance monitoring and audit capabilities
- Production deployment and ongoing operational support
Bank One: Major Regional Banking Institution: One of the largest financial institutions in the Midwest region, serving millions of customers across retail and commercial banking sectors.
Project: Enterprise-Wide Legacy System Modernization and Compliance Initiative
Project Overview: Our client operated critical payment processing systems for a vast portfolio of corporate customers across retail and wholesale banking operations. Their legacy systems required comprehensive modernization to meet new regulatory compliance standards and ensure uninterrupted service for mission-critical financial operations.
Our Solution: We assumed complete turnkey responsibility for modernizing the entire remittance banking division’s technology infrastructure. This massive undertaking required systematic analysis, redesign, and migration of complex financial processing systems while maintaining 24/7 operational continuity.
Project Scope:
- Scale: Over 1 million lines of legacy code analysis and remediation
- Systems: Complete remittance banking division infrastructure
- Timeline: Delivered 3 months ahead of critical compliance deadline
- Budget: Completed on budget despite project complexity
Key Deliverables:
- Comprehensive legacy system analysis and risk assessment
- Complete system redesign and architecture modernization
- Large-scale code remediation and optimization
- Extensive testing protocols and quality assurance
- Full regulatory compliance certification
- Seamless production migration with zero downtime
Results: Successfully modernized mission-critical banking infrastructure serving thousands of corporate clients, ensuring regulatory compliance while improving system performance and reliability. The project demonstrated our capability to handle large-scale, time-sensitive financial system transformations.
Project: Automated Data Entry and Payment Processing Enhancement
Project Overview: Our client processed high-volume remittance payments for an extensive corporate customer base across retail and wholesale lockbox operations. Manual data entry requirements exceeded 900 million keystrokes monthly, creating significant operational costs, processing delays, and error risks. Corporate customers demanded accurate, timely file transmission of payment data, but the manual keying process was becoming unsustainable as volumes continued to grow.
Our Solution: We designed and implemented an intelligent automation solution that dramatically reduced manual data entry while improving accuracy and processing speed. The system leveraged external data sources and built internal knowledge bases to automatically populate payment information, learning and improving over time through accumulated data patterns.
Solution Architecture:
- External Data Integration: Automated integration with authoritative address and routing databases
- Intelligent Database Design: Self-learning system that accumulates and reuses payment data
- Automated Matching: Advanced algorithms for payment routing and customer identification
- Data Quality Enhancement: Built-in validation and error reduction mechanisms
- Scalable Processing: High-volume transaction handling with monthly data refreshes
- Learning Algorithms: System intelligence that improves accuracy through historical data
Key Deliverables:
- Complete system design and architecture planning
- Custom automation software development
- External data source integration and management
- Self-growing database implementation with learning capabilities
- Automated matching and validation algorithms
- Production deployment and performance optimization
- Ongoing system maintenance and support
Project: Enterprise System Integration and Interface Development
Project Overview: Our client processes remittance payments for an extensive portfolio of corporate customers across both retail and wholesale lockbox operations. They required seamless integration between their internal reporting systems and a major telecommunications partner’s accounts receivable platform to streamline payment processing and reporting workflows.
Our Solution: We provided complete end-to-end project ownership and delivery. Our consulting team conducted comprehensive analysis of the partner’s accounts receivable architecture, then designed and implemented modifications to the client’s reporting infrastructure. The solution automated critical financial interfaces and delivered customized management reporting capabilities tailored to stakeholder requirements.
Key Deliverables:
- Comprehensive system analysis and integration planning
- Custom interface development and automation
- Tailored reporting solutions for executive management
- Full testing and production deployment
- Ongoing support and knowledge transfer
Project: Proactive Customer Impact Notification System
Project Overview: Bank One was responsible for managing high-volume remittance transactions for a broad portfolio of corporate clients across both retail and wholesale lockbox services. These clients were highly sensitive to reporting timelines, and any delay in data delivery could significantly impact their operations.
To better serve these priority clients, the bank needed a system that could proactively monitor transmission performance and automatically flag delays. They also needed a structured way to classify customer sensitivity and ensure timely follow-up through targeted internal workflows.
Our Solution: Our team delivered a complete, turnkey solution: designing, building, and implementing a real-time customer impact monitoring and escalation system. The platform enabled the bank to:
- Automatically detect missed reporting windows
- Categorize customers by sensitivity level (e.g., Normal, Sensitive, Critical)
- Trigger timely notifications to clients in the event of a delay
- Generate summary alerts and escalation reports for internal service teams
- Ensure high-touch support for their most valuable and time-sensitive accounts
This solution gave Bank One the tools to uphold service-level expectations, maintain trust with critical customers, and prevent downstream impacts from delayed data.
Health Charge Corporation: A specialized financial services company focusing on healthcare payment solutions and medical financing for patients nationwide
Project: Real-Time Credit Processing System Development
Project Overview: Our client operated a nationwide healthcare financing platform, providing credit solutions for patients to manage their medical expenses across hospital and outpatient services. Their legacy mainframe system had significant limitations including compliance issues, lack of real-time processing capabilities, and outdated technology architecture that hindered business growth and operational efficiency.
Our Solution:
We delivered a complete digital transformation, modernizing their entire credit processing infrastructure with a state-of-the-art architecture featuring real-time processing, automated communication systems, and comprehensive data management capabilities.
Key Deliverables:
- Comprehensive requirements analysis and technology assessment
- Modern system architecture design and database engineering
- Full-scale application development with intuitive user interfaces
- Real-time processing capabilities with automated workflows
- Distributed processing architecture for scalability
- Complete data migration from legacy systems
- Historical transaction data preservation and integration
Results:
Successfully modernized a critical healthcare financing platform, enabling real-time credit processing, improved customer service, and enhanced operational capabilities. The solution provided a robust foundation for continued business growth in the healthcare financial services sector.
IMMEDIA: A specialized financial services provider offering asset-based lending solutions to the healthcare industry.
Project: Launch of a New Digital Lending Platform
Project Overview: MKN Liquidity Solutions was preparing to expand its service offerings through a new web-based platform under a dedicated brand initiative. The company required a custom-built Management Information System (MIS) and end-to-end application to support its digital lending services, improve client experience, and streamline operations across the loan lifecycle.
Our Solution:
We partnered with MKN Liquidity Solutions to lead the full design, development, and implementation of this new system. Our team was responsible for:
- Defining system architecture and functional specifications
- Designing and building the core application infrastructure
- Managing end-to-end development and testing processes
- Overseeing implementation, launch readiness, and post-deployment support
The platform was built to enable seamless customer onboarding, application processing, and real-time loan servicing, all delivered through a secure, user-friendly online experience.
Unisys: A leading enterprise technology company specializing in hardware, software, and comprehensive IT solutions across multiple industries.
Project: Regional Banking Payment Processing System Implementation
Project Overview: Our client needed comprehensive consulting support to implement their enterprise payment processing solution for a major regional banking institution. The project required extensive analysis to customize their standard wholesale banking software to meet specific institutional requirements and regulatory compliance needs.
Our Solution: We provided end-to-end consulting services covering the complete project lifecycle from initial feasibility through detailed system design. Our comprehensive approach ensured thorough understanding of client requirements and optimal solution architecture.
Key Deliverables:
- Complete feasibility study and business case development
- Detailed systems analysis and gap assessment
- Full system architecture and design specifications
- Implementation roadmap and project planning support
- Risk assessment and mitigation strategies
Results: Our comprehensive analysis and design work enabled successful implementation of a fully customized banking solution that met all institutional requirements and regulatory standards. The solution provided robust payment processing capabilities tailored to the client’s specific operational needs.
Integrated Trade Solutions: A logistics-focused software company specializing in solutions for international trade and supply chain management.
Project: Global Shipping Documentation Platform
Project Overview:
Integrated Trade Solutions needed to develop a real-time, online software product that would streamline the creation and management of critical shipping documentation. The system had to account for complex variables like country-specific compliance, partner trading rules, and varying product type, while maintaining accuracy and efficiency in global logistics operations.
The goal was to provide users with a centralized tool to generate documentation such as packing lists, bills of lading, customs paperwork, and commercial invoices, tailored dynamically based on the context of each shipment.
Our Solution:
We led the full-cycle development of the product, including:
- Designing the technical architecture and system specifications
- Delivering database design and structured workflows for document generation
- Deploying a real-time web application to manage dynamic shipping documentation
- Leading phased implementations across multiple client environments
Our involvement ensured that the product met the diverse needs of global logistics users while remaining scalable and compliant with international trade regulations.
DVI: A specialized finance company based in Southern California, providing medical equipment leasing and lending services to hospitals and physician groups.
Project: Collateral Management System Modernization
Project Overview: DVI operates on a collateral-based lending model that requires clients to submit regular updates on asset valuations. To support business growth and ensure risk was managed effectively, DVI needed a robust system to ingest, process, and analyze collateral data submitted by clients, enabling real-time visibility into customer exposure and helping mitigate high-risk lending scenarios.
Our Solution:
We took full ownership of the system modernization as a turnkey engagement. Our responsibilities included:
- Building a centralized platform to manage and track incoming data from clients
- Creating an intuitive interface for loan officers to monitor exposure trends and risk signals
- Developing a comprehensive reporting module to support operational oversight and compliance
- Implementing a self-service knowledge and support layer to enhance internal usability
The new system provided DVI with a scalable, secure, and automated approach to managing collateral data, while replacing manual processes and enabling smarter, faster lending decisions.
